






                         AMORTZ - Loan Schedules & More!
                       Version 1.60 -- Released October, 1994
               AMORTZ16.ZIP is the suggested BBS name for this file

         This "Shareware" product is distributed by Mountain View Software
		  7506 85th Street E.,  Puyallup, WA  98371-6514
                                  (206) 845-2744
                                Jim Bowyer, Author
                            Registration Fee -- $10.00

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      To start from the DOS prompt: A:INSTALL (then press Return/Enter key)

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                               PROGRAM DESCRIPTION


      AMORTZ is a  VERY easy to use financial loan  calculation system.  It
      was  designed  to be  useful  and  understandable to  everyone,  from
      teenagers trying to swing a loan for that first car  to CPA's working
      on million dollar deals.  

      AMORTZ  will easily and quickly  calculate any of  the loan variables
      (Principal, Interest  Rate, Payment  Amount, or Number  of Payments).
      It can then generate an amortization schedule (or "Payback" schedule)
      showing  the principal and interest  portion of each  payment by due-
      date.   The schedule is  summarized by year and can  be viewed on the
      monitor  (with the  ability to  scroll forward  or backward  by year)
      AND/OR  a hard-copy  report can be  printed (which  can be  used as a
      handy payment log).

      AMORTZ can also easily be used for "What If" calculations because  it
      can  instantly calculate  loan totals to  show how much  cash will be
      required over the life of the loan.  Just add $50.00 to your mortgage
      payment (for  example) to see  how many  thousands of dollars  can be
      saved over the life  of the loan (not to mention  paying the loan off
      YEARS earlier).

      For  business users, annual totals  can be presented  by Fiscal Year,
      which is selected by the user.

      The  entire package  is  menu driven  and  includes extensive  error-
      checking,  making it very  "user friendly".   AMORTZ runs on  all IBM
      compatible systems and  does not require  color or special  graphics.
      The program is very compact and can easily be run from either a  hard
      or "floppy" disk.





                                INSTALLATION SHELL


      The  INSTALL program  that is included  should be used  to start your
      first session with AMORTZ.  From the installation shell you can:

          1.  Read any or all of the Documentation Files on screen
          2.  Print any or all of the Documentation Files
          3.  Copy the evaluation files to a hard drive or backup diskette
          4.  Run AMORTZ 



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                                  FILES INCLUDED
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      The following files are included in this package:

          README          This Text File
          README.TOO      Last minute changes and installation help
          AMORTZ.DOC      Complete program documentation for AMORTZ
          AMORTZ.EXE      The AMORTZ Program
          INSTALL.EXE     Installation Shell for viewing, printing or copy-
                          ing files.
          PACKING.LST     Listing of all files included in this package
          REGISTER.DOC    Registration Order Form
          SYSOP.DOC       Information for Bulletin Board distribution
          FILE_ID.DIZ     A Description file used by Bulletin Board Systems
          VENDINFO.DIZ    Another Description File
          VENDOR.DOC      Information and restrictions for disk vendors,
                          distributors, user groups, and so on
          WARRANTY.DOC    Important warranty information


      If any of  these files are missing, then the  package is not complete
      and is not suitable for distribution to others.  The complete package
      may be obtained directly from:

              Mountain View Software
	      7606 85th Street E.
	      Puyallup, WA  98371-6514

